--- title: B2B Payments with Balance --- [![Balance](https://info.getbalance.com/hubfs/Global%20Header%20and%20Footer%20assets/Balance%20logo%20header.svg)](https://www.getbalance.com) - Products Products [Pay-By-Invoice](https://www.getbalance.com/products/pay-by-invoice/) [B2B BNPL](https://www.getbalance.com/products/b2b-bnpl/) [Order-To-Cash](https://www.getbalance.com/products/accounts-receivable-automation/) [Invoicing](https://www.getbalance.com/products/accounts-receivable-automation/invoicing/) [Collections](https://www.getbalance.com/products/accounts-receivable-automation/collections/) [Cash Application](https://www.getbalance.com/products/accounts-receivable-automation/cash-application/) [Payments](https://www.getbalance.com/products/b2b-payments/) Platform [Infrastructure](https://www.getbalance.com/Infrastructure/) [Integrations](https://www.getbalance.com/products/integrations/) - Learn Resource Center [Blog](https://www.getbalance.com/blog/) [Guides & Reports](https://www.getbalance.com/resources/resources=guides-and-reports) [Case Studies](https://www.getbalance.com/resources/resources=case-study) [Webinars](https://www.getbalance.com/resources/resources=webinars) [Product Updates](https://updates.getbalance.com/) [API Docs](https://www.getbalance.com/get-api) [AI Underwriting](https://www.getbalance.com/ai-underwriting/) - 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Learn [Blog](https://www.getbalance.com/blog/) [Guides & Reports](https://www.getbalance.com/resources/resources=guides-and-reports) [Case Studies](https://www.getbalance.com/resources/resources=case-study) [Webinars](https://www.getbalance.com/resources/resources=webinars) [Product Updates](https://updates.getbalance.com/) [API Docs](https://www.getbalance.com/get-api) [AI Underwriting](https://www.getbalance.com/ai-underwriting/) - [Partners](https://www.getbalance.com/partners) - Company [About Us](https://www.getbalance.com/about) [Careers](https://www.getbalance.com/careers) [Newsroom](https://www.getbalance.com/newsroom) [Contact Us](https://www.getbalance.com/contact-us) [Book a call](https://www.getbalance.com/request-a-demo) B2B PAYMENTS ## Win buyers with a payment stack *built for B2B.* Everything you need to accept payments from business buyers online: invoicing, same-day ACH, credit cards, and global payments with API integrations or Balance's ready-made checkout solution.   [Book a call -\>](https://www.getbalance.com/request-a-demo-step-full5) F ![checkout for LP](https://info.getbalance.com/hubfs/checkout%20for%20LP.png "checkout for LP") T R U S T E D    B Y ![65438c2e8b27dd2da382e203\_Vallourec\_logo](https://info.getbalance.com/hubfs/65438c2e8b27dd2da382e203_Vallourec_logo.svg) ![65438c2ddeef9f131ca94095\_Bay supply logo](https://info.getbalance.com/hubfs/65438c2ddeef9f131ca94095_Bay%20supply%20logo.svg) ![65438c2e54f7f1967f403049\_Snappy](https://info.getbalance.com/hubfs/65438c2e54f7f1967f403049_Snappy.svg) ![66851990e48cfb60be5a37e8\_fashion go 1](https://info.getbalance.com/hubfs/66851990e48cfb60be5a37e8_fashion%20go%201.svg) ![65438c2d443d4523d021d5f2\_Chemdirect](https://info.getbalance.com/hubfs/65438c2d443d4523d021d5f2_Chemdirect.svg) ![65438c2d84cb3982300dac71\_minoan\_logo 1](https://info.getbalance.com/hubfs/65438c2d84cb3982300dac71_minoan_logo%201.svg) ![668519912c36507218ceec8b\_us\_electrical\_logo (1) 1](https://info.getbalance.com/hubfs/668519912c36507218ceec8b_us_electrical_logo%20(1)%201.svg) ![conversions up](https://info.getbalance.com/hubfs/conversions%20up.png "conversions up") C O N V E R S I O N S 30% #### Increase in conversions with a seamless B2B checkout ![cost doan](https://info.getbalance.com/hs-fs/hubfs/cost%20doan.png?width=64&quality=high "cost doan") S A V I N G S 40% #### Lower costs by seamlessly switching buyers to ACH ![AOV up](https://info.getbalance.com/hs-fs/hubfs/AOV%20up.png?width=64&quality=high "AOV up") A O V 25% #### Increase in AOV with embedded financing ## B2B payments, *your way.* Use out-of-the-box capabilities or design your own payment experience with powerful APIs. ![Line\_Color-Dec-05-2024-09-40-07-2205-PM](https://info.getbalance.com/hs-fs/hubfs/Line_Color-Dec-05-2024-09-40-07-2205-PM.png?width=62&height=62&name=Line_Color-Dec-05-2024-09-40-07-2205-PM.png) ### Let buyers choose how to pay Payment methods and terms - ACH debit & credit - Next-day ACH settlement - Credit card processing - Wire transfers - Net terms - Consolidated invoicing ![Line\_Color-4](https://info.getbalance.com/hs-fs/hubfs/Line_Color-4.png?width=62&height=62&name=Line_Color-4.png) ### Tailor the buyer experience Payment experience - White-labeled, hosted B2B checkout - API-first experience - Payment links - Hosted buyer portal ![Line\_Color-3](https://info.getbalance.com/hs-fs/hubfs/Line_Color-3.png?width=62&height=62&name=Line_Color-3.png) ### Ensure timely payments Collection & reconciliation tools - Seamless autopay - Automated dunning and collections - Best-in-class cash application ## *Convert more* with the ultimate B2B checkout solution. Let your business buyers pay their way—quickly, easily, and on their terms. | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Accept ACH, credit cards, or offline payments. | | --- | --- | | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Enable buyers to apply for Net 30, 60, or 90 terms right at checkout. | | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Easily Use Balance's hosted, white-label checkout or seamlessly embed our payment capabilities. |   [Talk to an expert -\>](https://www.getbalance.com/request-a-demo-step-full5) ![Mask group-2](https://info.getbalance.com/hubfs/Mask%20group-2.png "Mask group-2") ![Frame 1000005072](https://info.getbalance.com/hubfs/Frame%201000005072.png "Frame 1000005072") ## *Boost your bottom line* with optimized payments. Switch to IC+ and incentivize ACH to cut processing costs and increase net profit. | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Achieve 40% or more in payment processing savings. | | --- | --- | | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Automatically personalize incentives at checkout with Balance's Dynamic Payment Optimization. | | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Enjoy optimized IC+ by leveraging all relevant L2/L3 data for lower credit card transaction fees. |   [Talk to an expert -\>](https://www.getbalance.com/request-a-demo-step-full5) ## *Supercharge* your omnichannel sales. No matter the sales channel, Balance makes accepting payments and invoicing easy. | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Outbound and field sales: POS solutions to meet customers where they are | | --- | --- | | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Inbound sales and telesales: payment links and guest applications can be sent to customers via email or text, no code required. | | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Ecommerce: Embedded solutions for self-serve ordering and digital trade credit applications. |   [Talk to an expert -\>](https://www.getbalance.com/request-a-demo-step-full5) ![Group 427321376](https://info.getbalance.com/hubfs/Group%20427321376.png "Group 427321376") ![Frame 1000005182](https://info.getbalance.com/hubfs/Frame%201000005182.png "Frame 1000005182") ## *Speed up collections* with an intuitive buyer portal. Give buyers full payment visibility and make paying you effortless with a white-labeled buyer portal.  | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Offer your customers a transparent view of all invoices and detailed line item information. | | --- | --- | | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Provide a secure experience with a convenient login and saved payment methods on file. | | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Benefit from a 35% improvement in collection time. |   [Talk to an expert -\>](https://www.getbalance.com/request-a-demo-step-full5) ## *Say goodbye* to reconciliation bottlenecks. Streamline cash application with AI and smart automation. | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Save time with automated payment matching, reducing manual errors and effort. | | --- | --- | | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Achieve optimal accuracy and speed with AI-driven remittance processing and smart reconciliation logic. | | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Stay in control with daily updates and an easy dashboard featuring matching recommendations and manual reconciliation options. |   [Talk to an expert -\>](https://www.getbalance.com/request-a-demo-step-full5) ![Global Payments](https://info.getbalance.com/hubfs/Global%20Payments.png "Global Payments") ![Global Payments](https://info.getbalance.com/hubfs/Global%20Payments.png "Global Payments") ## *Expand globally* with cross-border payments. Easily accept payments from global customers. | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Balance enables transactions in over 20 currencies and supports net terms for customers in the US, Canada, and the EU. | | --- | --- | | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Receive payments without worrying about reconciliation, foreign exchange fees, or location restrictions. | | ![Green check](https://info.getbalance.com/hs-fs/hubfs/Green%20check.png?width=16&height=15&name=Green%20check.png) | Cross-border pay-ins and payouts are both supported. |   [Talk to an expert -\>](https://www.getbalance.com/request-a-demo-step-full5) --- ***"*** --- “We were able to provide our buyers with a consumer grade checkout experience while providing them with the payment methods they had been using in offline transactions for decades.” ![Grant Lacy, Head of Product, ChemDirect](https://info.getbalance.com/hs-fs/hubfs/Group%20427321093.png?width=128&height=129&name=Group%20427321093.png "Grant Lacy, Head of Product, ChemDirect") Grant Lacy / Head of Product, ChemDirect ![Team photo CTA](https://info.getbalance.com/hs-fs/hubfs/Team%20photo%20CTA.png?width=120&height=55&name=Team%20photo%20CTA.png "Team photo CTA") Schedule a 20-minute consultation to secure a custom offer with better rates. Speak to our team to learn more about how Balance can meet your business needs with the right payment solution. [Book a call -\>](https://www.getbalance.com/request-a-demo-step-full5) ### About Balance Balance is the leading B2B payments platform, empowering businesses to drive revenue through best-in-class payment experiences and scalable net terms programs. Balance combines net terms financing, AI-powered credit risk management, billing and payments, and AR automation to help merchants fuel growth with less complexity and risk. [Learn more about Balance](https://www.getbalance.com/) ![Marketplace OS icon 2](https://info.getbalance.com/hubfs/Marketplace%20OS%20icon%202.svg "Marketplace OS icon 2") #### B2B Payments Power your omni-channel sales with all the payment methods and terms your buyers prefer [Explore our B2B Payments](https://www.getbalance.com/products/b2b-payments) ![Digital trade credit icon 2](https://info.getbalance.com/hubfs/Digital%20trade%20credit%20icon%202.svg "Digital trade credit icon 2") #### Digital Trade Credit Offer net terms at scale with industry-best approval rates [Explore our Digital Trade Credit](https://www.getbalance.com/products/digital-trade-credit) ![AR management icon 2](https://info.getbalance.com/hubfs/AR%20management%20icon%202.svg "AR management icon 2") #### AR Management Automate your AR workflows, provide cross-team visibility and reduce DSO [Explore our AR Management](https://www.getbalance.com/products/ar-management) [Talk to an expert -\>](https://www.getbalance.com/request-a-demo-step-full5) ## Speak to an expert See how Balance helps teams leverage technology to drive efficiency. [Book a call -\>](https://www.getbalance.com/request-a-demo-step-full5) Products [Pay By Invoice](https://www.getbalance.com/products/pay-by-invoice/) [B2B BNPL](https://www.getbalance.com/products/b2b-bnpl/) [Order To Cash](https://www.getbalance.com/products/accounts-receivable-automation/) [Invoicing](https://www.getbalance.com/products/accounts-receivable-automation/invoicing/) [Collections](https://www.getbalance.com/products/accounts-receivable-automation/collections/) [Cash Application](https://www.getbalance.com/products/accounts-receivable-automation/cash-application/) [B2B Payments](https://www.getbalance.com/products/b2b-payments/) [Integrations](https://www.getbalance.com/products/integrations/) Resources [Guides & Reports](https://www.getbalance.com/resources) [Blog](https://www.getbalance.com/blog/) [Product Updates](https://updates.getbalance.com/) [API Docs](https://www.getbalance.com/get-api) Company [About](https://www.getbalance.com/about/) [Careers](https://www.getbalance.com/careers/) [Newsroom](https://www.getbalance.com/newsroom/) [Partners](https://www.getbalance.com/partners/) [Contact us](https://www.getbalance.com/contact-us/) Legal [End User Terms](https://www.getbalance.com/legal/balance-website-terms) [Security](https://www.getbalance.com/legal/security-policy) [Privacy](https://www.getbalance.com/legal/privacy-policy) [![Balance](https://info.getbalance.com/hubfs/Global%20Header%20and%20Footer%20assets/Balance%20logo%20footer.svg)](https://www.getbalance.com) 900 Broadway, Office 706  ·  New York, NY 10003 [![LinkedIn](https://info.getbalance.com/hubfs/Global%20Header%20and%20Footer%20assets/LinkedIn_icon.svg)](https://www.linkedin.com/company/getbalance) [![X](https://info.getbalance.com/hubfs/Global%20Header%20and%20Footer%20assets/x_icon.svg)](https://twitter.com/GetBalanceHQ)